---
title: Fintech Compliance Checklist for SMS and Messaging in 2025
description: "Compliance involves adhering to TRAI’s DLT rules, RBI’s digital lending guidelines, data privacy laws like the IT Act and DPDP Act 2023, and industry best practices. - Complete DLT registration and template approval. - Obtain explicit customer consent for promotional…"
url: "https://www.smsgatewaycenter.com/blog/kb/fintech-compliance-checklist-for-sms-and-messaging-in-2025/"
updated: "2025-06-24"
category: General / Fintech
---

# Fintech Compliance Checklist for SMS and Messaging in 2025

Compliance involves adhering to TRAI’s DLT rules, RBI’s digital lending guidelines, data privacy laws like the IT Act and DPDP Act 2023, and industry best practices.

- Complete DLT registration and template approval.
- Obtain explicit customer consent for promotional messages.
- Use secure, encrypted messaging platforms.
- Maintain records for audits.
- Train staff on compliance requirements.

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