---
title: What Types of Credits Does SMSGatewayCenter Offer?
description: "**SMSGatewayCenter** provides two distinct credit options to power your communication needs: **Wallet** and **Credits (Units)**. Whether you’re sending **[Bulk SMS](https://www.smsgatewaycenter.com/bulk-sms/)**, using **[WhatsApp Business API](https://www.smsgatewaycenter.com/whatsapp-business-api/)**, making **[OBD voice calls](https://www.smsgatewaycenter.com/voice-obd-calls-automated/)**, or managing **[two-way messaging](https://www.smsgatewaycenter.com/long-code-sms-services/)**, we've got a system tailored for you. Here’s…"
url: "https://www.smsgatewaycenter.com/blog/kb/what-types-of-credits-does-smsgatewaycenter-offer/"
updated: "2025-03-05"
category: Users
---

# What Types of Credits Does SMSGatewayCenter Offer?

**SMSGatewayCenter** provides two distinct credit options to power your communication needs: **Wallet** and **Credits (Units)**. Whether you’re sending **[Bulk SMS](https://www.smsgatewaycenter.com/bulk-sms/)**, using **[WhatsApp Business API](https://www.smsgatewaycenter.com/whatsapp-business-api/)**, making **[OBD voice calls](https://www.smsgatewaycenter.com/voice-obd-calls-automated/)**, or managing **[two-way messaging](https://www.smsgatewaycenter.com/long-code-sms-services/)**, we've got a system tailored for you. Here’s how they work and which one suits your needs:

#### 1. Wallet:

- **What It Is:** A unified, prepaid balance in your SMSGatewayCenter account, measured in your local currency (e.g., INR).
- **How It Works:** Recharge your wallet once, and use it across *all* our services—SMS, WhatsApp Business API, voice calls, missed call alerts, and incoming SMS. No need to manage separate balances for each product.
- **Best For:** Users who want a hassle-free, omnichannel experience with the flexibility to explore multiple communication tools under one roof.
- **Default Option:** Since services like WhatsApp Business API, voice calls, and two-way SMS don’t support the credit-based system, our platform automatically assigns you a wallet if you use these features.

#### 2. Credits (Units):

- **What It Is:** A unit-based system specifically designed for SMS products, where each SMS consumes a set number of credits based on its type and destination.
- **How It Works:** Purchase credits upfront, and use them exclusively for sending SMS. The credit deduction varies (e.g., 1 credit for a standard SMS, more for Unicode or longer messages).
- **Best For:** Businesses focused solely on **[SMS campaigns](https://www.smsgatewaycenter.com)** who prefer a straightforward, unit-based pricing model.
- **Optional Choice:** You can opt for this system if SMS is your primary need, but it doesn’t extend to other services like WhatsApp or voice.

#### Key Differences:

| Feature | Wallet | Credits (Units) |
| --- | --- | --- |
| **Usage** | All services (SMS, WhatsApp, Voice, etc.) | SMS only |
| **Measurement** | Currency (e.g., INR) | Units per SMS |
| **Flexibility** | Omnichannel support | SMS-specific |
| **Default for** | Non-SMS services | Optional for SMS users |

#### Which Should You Choose?

- **Wallet:** Ideal for a seamless, all-in-one experience across our **omnichannel offerings**. *Recharge once, and you’re ready to send SMS, WhatsApp messages, or make voice calls*—no juggling required!
- **Credits:** Perfect if you’re an **SMS-only** user who likes the simplicity of unit-based billing.

With **SMSGatewayCenter**, you’re free to pick the system that fits your strategy. Ready to get started? Log in, choose your credit type, and unlock the power of our communication tools today!

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### More Related Articles

- [How do I preview fallback messages before going live?](https://www.smsgatewaycenter.com/blog/kb/how-do-i-preview-fallback-messages-before-going-live/)
- [Can I use Fallback for promotional bulk campaigns?](https://www.smsgatewaycenter.com/blog/kb/can-i-use-fallback-for-promotional-bulk-campaigns/)
- [Why is my fallback flow not trying the next channel?](https://www.smsgatewaycenter.com/blog/kb/why-is-my-fallback-flow-not-trying-the-next-channel/)

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