Bulk SMS Templates for Banks in India - Send Secure, Instant & Compliant Messages

Deliver secure and time-sensitive messages using our ready-to-use bulk SMS templates for banks. Whether you're sending OTPs, balance alerts, transaction updates, loan reminders, or account statements, these templates are crafted to meet the compliance needs of financial institutions. Boost customer trust and operational efficiency with fast, DLT-compliant banking SMS communication.

Explore ready-made bulk SMS templates for banks and financial institutions. Send OTPs, alerts, loan reminders, and transactional messages securely and instantly.

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Bulk SMS Templates for Banks Illustration

Bulk SMS Template Examples for Banks & Financial Institutions

Pre-Approved SMS Samples for
Banks, NBFCs & Fintech Platforms

Whether you're a traditional bank, digital lender, or fintech startup, SMS remains one of the fastest and most effective ways to communicate with your customers. Use it for sending account updates, OTPs, loan offers, transaction alerts, EMI reminders, or promotional campaigns.

Below are sample bulk SMS templates crafted specifically for banks and financial institutions operating in India. These templates work seamlessly with both Promotional SMS Gateway and Transactional SMS Gateway and comply with DLT guidelines.

Note: Text highlighted in red indicates variable placeholders (like customer name, account number, due amount) that can be customized when submitting templates for DLT approval.

Banks SMS Example Messages Illustration

Want to see how banks and financial institutions are using SMS and WhatsApp to drive results?
Check out our industry insights at Bulk SMS & WhatsApp for Banks.

Promotional Bulk SMS Example for Banks

Banks sends various kinds of Promotional SMS messages such as loan offers, credit offers, various bank account, etc., Let us see some sample now.

General Promotional Messages

Bank SMS Sample #1

​Mumbai Example Bank offers home loans with the best rate of interest, NO preclosure and no penalty on part pre-payments. Reach us on E-Mail or MobileNo. - Mumbai Example Bank.

Bank SMS Sample #2

​Mumbai Example Bank offers personal loans with the best rate of interest, Faster approval in 3 days. Reach us on E-Mail or MobileNo. - Mumbai Example Bank.

Bank SMS Sample #3

Mumbai Example Bank offers you free demat account to trade. Open your demat account for free by visting https://mumbaiexamplebank.com

Bank SMS Sample #4

Bangalore Example Co-operative bank provides Overdraft account at 16% without any collateral. Call us now or visit our branch to open your over draft account.

Bank SMS Sample #5

Delhhi Example bank is offering zero balance savings account with 4% interest rate. Open your savings account now by visiting our branch.

Bank SMS Sample #6

Get Business Loans upto 30 lakhs at less rate of interest. Call us to visit you in person. Kolkata Example Bank.

Bank SMS Sample #7

Chennai Example bank offers life time free credit card. Initial credit limit is 50,000. Visit https://chennaiexamplebank . com and fill your details today.

OTP SMS Example for Banks

Banks sends out OTP / 2 Factor Authentication SMS to verify customers payment process, adding beneficiary, login or new signup, Let us see some sample now.

Auth Messages

Bank SMS Sample #8

Dear Customer, 520614 is your SECRET OTP(One Time Password) to authenticate your login to Internet Banking. Do not share it with anyone.

Bank SMS Sample #9

Dear Customer, you need an OTP to process NEFT/IMPS payment. The OTP is 883278. NEVER SHARE IT WITH ANYONE. BANK NEVER CALLS TO VERIFY IT.

Bank SMS Sample #10

To reset your password, validate with this OTP, XYZ123. myexamplebank.com

Bank SMS Sample #11

Dear Customer, you need an OTP to confirm/delete Vodafone Idea Limited as a Payee.The OTP is XYZ123. NEVER SHARE IT WITH ANYONE. BANK NEVER CALLS TO VERIFY IT.

Transactional Bulk SMS Example for Banks

Banks use Transactional SMS gateway for many instances such as reminders, payment updates, transaction related, etc., Let us see some sample now.

Payment Related Messages

Bank SMS Sample #12

Dear Customer, Rs.248,759.00 is debited from A/c XXXX6791 for BillPay/Credit Card payment via Example Bank NetBanking. Call XXXXXXXX161XXX if txn not done by you

Bank SMS Sample #13

UPDATE: Your A/c XX6791 credited with INR 15,160.00 on 14-07-2025 by A/c linked to mobile no XX79XX(IMPS Ref No. XX114XXXXX393) Available bal: INR 2,088,505.04

Bank SMS Sample #14

Dear Customer, You have made a payment of Rs. 46000 using NEFT via IMPS from your Account XXXXXXXX0126 with reference number XXX387XXX on July 14, 2025 at 14:15.

Bank SMS Sample #15

Acct XX126 debited with INR 46,000.00 on 14-Jul-2025 & Acct XX791 credited. IMPS: XXX410XX. Call XX0026XX for dispute or SMS BLOCK 126 to XXX5676XXX

Bank SMS Sample #16

Dear bank cardmember, Payment of Rs 248759 was credited to your card ending 12344 on 14/Jul/2025.

Bank Card related SMS Messages

Bank SMS Sample #17

Alert: You've spent INR 555.00 on your Delhi Exapmle Bank card **91XXX at BD JIO MONEY on 14/07/2025 at 11:07AM IST. Please call XXX041XXX if this was not made by you.

Bank SMS Sample #18

Thank you for making a payment of Rs. 3499.00 towards your Example Bank Card. This payment will be reflected as a credit on your Card account within 2 working days. Your payment reference number is XXX741270XXX. For any details you may log on to bankexample.com or our mobile app

Bank SMS Sample #19

Your Debit card annual fee of Rs. 399.00 has been debited from your account.

Bank SMS Sample #20

Dear Customer, Min payment Rs.175.00/total payment Rs.3499.00 for Hyderabad Example Card **********91000 is due by 21-07-2025. Please ignore if already paid.

Bank SMS Sample #21

Your Example Bank card ending XXXX has been delivered via Courier Company. Select APIN/IPIN (Internet PIN) at https://examplebank.dlt/SETmypin if not available.

General Bank SMS Messages

Bank SMS Sample #22

Dear customer, your EMI of Rs. 99650.00 is scheduled for ECS clearance on 19-07-2025. Please keep sufficient balance. Ahmedabad Example Bank.

Bank SMS Sample #23

Dear customer, Thank you for choosing us. Your new savings bank account with no. XX234243XXX has been opened successfully. - Punjab Example Bank Ltd.

Bank SMS Sample #24

Dear Customer, we have received your acceptance of the OD Application Form cum T&C, Debit Mandate and SOC. Please complete your online application process for limit setup. T&C apply.

Bank SMS Sample #25

Dear Customer, Congratulations! Your Overdraft facility has been sanctioned for Rs 25,00,000 against your Application No. XXXXX60318. Our representative will contact you for disbursement process. The details have been sent to your registered e-mail ID.

Bank SMS Sample #26

Dear customer, your FD account no. XX234243XXX will get matured on 21-07-2025. Matured amount will be automatically transferred to your savings account. Telangana Example bank

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Frequently Asked Questions (FAQs) about Bulk SMS Bank Templates

What types of banks can use these SMS templates?

These templates are ideal for commercial banks, cooperative banks, NBFCs, microfinance institutions, and credit societies that need to send real-time updates to customers.

Can I send OTPs using SMS Gateway Center?

Yes, our platform is optimized for OTP delivery with high-speed, low-latency infrastructure and secure SMS routing for financial transactions.

Are these SMS templates DLT compliant?

Absolutely. All templates listed on our site are designed to comply with TRAI’s DLT regulations. You will need to register your headers and templates before using them.

Can I personalize banking SMS messages?

Yes, you can include dynamic fields like customer name, account number (masked), transaction amount, and due dates using shortcodes within the SMS content.

Testimonials

Why do Great Businesses Trust SMS Gateway Center?

K

Kurlon IT

2022-08-04

We have tied up with other SMS providers also, but SMS GatewayCenter is quite good. Good Service from the team. We are very happy with the service be it accounts related or technical issue. We always get good response.

I

INOX Air Products

2018-02-09

We have an excellent experience with SMS Gateway Center. The services and support has been of very high standard.

S

Shalabh Arora

2025-04-11

I’ve been using SMSGatewayCenter’s bulk SMS and WhatsApp services since early 2022 for my small business, and the experience has been fantastic. The platform is intuitive, and the message delivery is incredibly reliable, reaching my customers without fail. The 24/7 support team is quick to assist, and the cost-effectiveness is a big plus. It’s transformed how I connect with my audience, and I highly recommend it to other entrepreneurs! (Google Revirews)

R

Reflex

2025-04-11

We’ve been using your bulk SMS services for a few months, and the results have been phenomenal. The open rates and customer engagement have gone through the roof. Highly recommend for any business looking to scale fast! (Google Revirews)

V

Vedanth Gowda

2025-04-18

I’m Vedanth Gowda, leading a finance business, and I’ve been leveraging SMSGatewayCenter’s bulk SMS and WhatsApp tools —absolutely transformative! The platform’s speed and precision in delivering financial alerts to my clients are unmatched, giving me a competitive edge. Samrat’s expertise in tailoring notification workflows for market updates was a standout, and the robust security features instilled trust. The affordable pricing and proactive support team make it a no-brainer. Perfect for finance pros aiming to elevate client trust and efficiency! (Google Revirews)

N

Naval Bhatnagar

2025-04-12

From day one, the team at SMS GATEWAY CENTER guided us through setup, testing, and launching campaigns. Their support is A+. Whether you’re new to SMS marketing or experienced, they make it smooth. Thank you Aakash. (Google Revirews)

CTA for Start Sending Secure Banking SMS Alerts with SMS Gateway Center

Start Sending Secure Banking SMS Alerts with SMS Gateway Center

Use our banking-specific SMS templates to notify customers in real-time about their transactions, loan dues, and OTPs. Our infrastructure is DLT-compliant, highly reliable, and optimized for BFSI-grade delivery speed. Get in touch with us to streamline your bank SMS communication while maintaining full security and compliance.
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