WHAT IS OTP?
One time password (OTP) as the name suggests is a unique pass code that is used for signing on to a network or service. It is valid for only one login session or transaction, on a computer system or any other digital device.
ADVANTAGES OF OTP
Over the past few years many companies are facing increase number of security breaks, as traditional password based authentications are weak and accessible by spammers and scammers. These activities results threat to security issues, poor customer experience and may negatively affect the brand too.
OTPs avoid such shortcomings that are associated with traditional password-based authentication. It prevents data spoofing/snatching. This implies that a potential intruder who manages to record an OTP that was at that point used to sign into an administration or to conduct a transaction will not be able to manhandle it, since it will no longer be valid.
Many times a user uses the same (or similar) password for multiple systems. It may happen that the password may not be secure on all of them, and may gain by an attacker. A number of OTP systems likewise intend to guarantee that a session cannot easily be intercepted or impersonated without knowledge of unpredictable data created during the past session, hence decreasing the attack surface further.
More than 90% cell phone numbers are enlisted around the world resulting OTP SMS as the ultimate approach to verify a user. Moreover, the users find OTP received via SMS more easily accessible compare to Email or Voice Call.
HOW OTP SMS WORKS?
When a user generates request for its verification, the integrated system automatically generates a unique code or a one of a kind blend of digits. After generating the code, API automatically send OTP SMS to the user’s registered mobile number. Through this the user can securely sign in.
Nowadays, when everything is going on online it is extremely necessary to secure your transactions information and other confidential data’s. OTP SMS services are an essential part for the user verification and confirmations on any website or mobile applications. For securing the interest of their users many online businesses are integrating OTP SMS services to verify the user. Currently, all banks and mobile wallet companies use OTP as a method of authentication.
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